Technology has made it easier for us to spend – a tap, a swipe, an UPI scan – and the money disappears. There is no friction. Digital payments make us spend more because we don’t feel the loss the way we do when handing over cash. That’s why many money experts swear by cash-only budgets. […]
The budgeting trick that helped me save money without cutting expenses Read More »
Planned a goal recently? Then you know how the goal setting process goes. We begin by listing what to do. Say your goal is to become fit, your to-do list might look like this. Reaching your goals is a lot of work. And most of the time, we fall short. Contrary to what most of
Subtract to reach your goals faster Read More »
There is something very basic that all of us do every day, this nourishes us, and it is one of the basic needs of any living being. But this is also one of the most time and energy consuming tasks for us. I am talking about the question we ask at least 3 times in
This one hack helped me manage my time and money better Read More »
In my last post, I wrote about a common FOMO every parent feels—Will my child lose out in life if they don’t get a premium education? Foreign education or not, one thing is certain—you must start investing for your child’s education early. It’s a long-term goal, and the earlier you start, the better. Now, the
Should You Invest in Children-Specific Mutual Funds for Education Goals? Read More »
One of my early investments turned out to be a mistake—and it cost me nearly ₹10 lakhs. With falling interest rates, a 15-year lock-in, annual compounding, and no liquidity, this investment hasn’t aged well. In hindsight, it wasn’t the best choice. In this post, I’ll walk you through what the instrument was, why I chose
Is PPF Still Worth It in 2025? Here’s What I Learned the Hard Way Read More »
A while ago, I came across a post on LinkedIn where Radhika Gupta from Edelweiss AMC mentioned that she’s building a ₹10 crore corpus for her son’s higher education. That number stopped me in my tracks. Here I am, working toward a ₹10 crore retirement corpus—something I hope will sustain me for 50+ years—and someone
Your Retirement or Your Child’s Education? Read More »
I started my career like most – pursued an engineering degree in IT and landed a job at one of the top MNCs as software developer. Initially, I enjoyed the freedom earning on your own provides – going out with friends, buying stuff I thought I want, and spending money as if there is no
My First Money Lesson Read More »
